Maternity benefit

Intuit provides exhaustive coverage for family planning and maternity and associated benefits as part of its overall Medical insurance policy. These expenses are part of the total sum insured, based on the medical plan cover you have selected for yourself and your dependents.

Maternity & surrogacy cover

The maternity sub-limit is INR 1 lac and includes coverage for maternity complications. The benefit includes the following:

  • 60 days pre- and post-natal expenses, including:
    • Doctor consultations
    • All major scans as prescribed by the treating doctor
    • Any diagnostic tests as prescribed by the treating doctor
    • Medicines as prescribed by the treating doctor
  • Normal delivery and C-section
  • Surrogacy-related hospitalisation expenses
  • Expenses related to maternity complications

Infertility related treatment

Infertility related treatments are covered up to INR 2.5 lac. In case the delivery happens during the same policy year, subsequent to Infertility treatment if the incurred expenses are fully utilized up to INR 2.5 lac, then employee will be eligible for an additional amount as per the maternity limit (normal delivery or C-section). Infertility treatment will cover the following:

  • IVF (In-Vitro fertilization
  • IUI (Intrauterine Insemination)
  • ICSI (Intra Cytoplasm Sperm Injection)
  • Laparoscopy/Hysteroscopy (Minimal Invasive Surgery)
  • PCOD (Polycystic Ovaries)

Exclusions:

  • Ayurvedic / Naturopathy treatments

Where to get help

Paramount
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Email
Helpdesk level 1: 8725965661
Helpdesk level 2: 8655953534

For program details, please contact HR Connect.